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Real Estate Blog

Millennials, Here are your Adulting Home Saving Lessons

Growing up in such a fast-paced world it’s no wonder that we Millennials expect instant gratification in all areas of life. Have a question? Google can answer it. Want a new computer? It can be shipped to your home tomorrow. An important thing to remember however, is that not all things in life will be instantly gratifying when little work or thought is put into it. Yes, adulting can be scary and hard at times, but the effort you put into it makes it all worth it in the end. Saving money, buying a home and getting a mortgage are some of those things that you want to take the time to do right because the payoff will be that much better.

Actually getting your finances in order is not

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    Homes for sale in Newmarket

At any given time there is a good variety of houses for sale in Newmarket. This town has grown to over 90,000 residents, many of whom are commuters to Toronto and the GTA. The once small town of 5,000 has grown outwards in both directions from Main Street, which is the downtown core. The downtown area features older neighbourhoods with charming turn of the century homes, large lots and huge mature trees. On the outskirts of Newmarket numerous new neigbourhoods feature modern open concept living spaces with small lots.

What Draws People to Newmarket

The draw to Newmarket is it 45 minute commute to Toronto. I lays between HWY 400 and HWY 404. This allows commuters to travel down to either end of the GTA. It also has

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An exemplary example of what you can expect from detached homes in Barrie is 60 Wallace Drive, Barrie. It features many of the upgrades which young families are looking for in a home. It has a walk out basement with a 3 piece washroom, the family room featuring a gas fireplace and ample room for a small kitchenette. It has an office which could be easily be changed into a bedroom by the addition of a closet.

      

The garage is single but there is a double drive and can accommodate 4 cars. There is a walkway next to the house for Emma King Public School. The only noise is from junior grades at break time.

The main floor of the home has upgraded laminate flooring throughout. It features a separate living, dining rooms, a family room -

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Adulting lesson: Home Buying for Millennials 101

The first question that popped into my head when I started writing this blog was “How did adults start adulting without YouTube and awesome blogs like, “Home Buying for Millennials”, to learn from?” I still have no idea. From one struggling millennial to another, I hope this article teaches you the basics involved in buying your first home, and the steps you need to take to prepare yourself for the adulting avalanche that is home ownership.

These tips and tricks on home buying for millennials may seem overwhelming at first, but it will end up being one of the most important lessons on adulting you will ever learn!

Like the average millennial, you’ve probably lived at home with your parents,

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The County of Simcoe restructured townships in 1994. It merged two townships forming the current Township of Oro-Medonte. Oro lies north-east of Barrie, south-west of Orillia, Lake Simcoe to the east and north-west to Vasey Rd. Oro-Medonte encompasses numerous country and lake landscapes providing a diverse variety of homes.

Oro, is an outdoor enthusiast dream. It features ski hills, golf courses, bike and walking trails, country acreage, lake front properties and best of all has easy access to numerous events because of the highways which intersect the township.

     

Communities of Oro-Medonte

Highway 11 divides the township and leads to numerous communities. Along Lake Simcoe there is Shanty Bay, Oro Station, Hawkestone, Eight Mile

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If you are asking yourself, “Should I sell in today’s real estate market?” then you are not alone. After last year’s wild ride most people are nervous about the real estate market today. The other questions you need to ask are:

 Why am I thinking of moving?

Where do I plan on moving to?

When would be the best time?

What will it cost to move?

The Answer

The answers depend on your personal circumstances:

Do you need to downsize to take money out of your house?

Many people do and the house they are currently living in as way too big and expensive to run for their current needs. As real estate professionals, we can advise you on smaller homes or condos which will suit you better. We can figure out all the costs of the move and what

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Lake Simcoe Waterfront

 Lake Simcoe waterfront properties are very popular because of the beautiful shorelines and easy access from Toronto it is only 1 hour north of the GTA.

Lake Simcoe waterfront properties attract different buyers. Being located close to Toronto allows commuters to enjoy waterfront living while staying within an easy commute to the city. Other families love it for the many beaches and parks along its shores. With over 240 km of shoreline there is always an ample number of Lake Simcoe homes for sale at any given time.

Lake Simcoe Communities

Numerous communities are situated next to the lake. Innisfil, Barrie, Orillia, Beaverton, Pefferlaw, Keswick are the larger ones. Gilford, Big Bay Point, Shanty Bay, Hawkestone, Oro

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 Real Estate Website

Check out all Barrie listings in one place. Draw listings from a central source so you will view all MLS listings. 

It can put you ahead of other buyers who may be searching for the same type of home in the same area. It also allows you to see homes which you might not have considered but which may fit into your present lifestyle.

   

 

We also provide financial information on the site as well as helpful tips in getting your home ready for sale. If you have any questions please contact us.

 

 

 

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Stopping a power of sale once the process has started can be costly but it can be done. Everyone signs up for a mortgage with the best of intentions, but sometimes life takes an unexpected turn. If you are have fallen behind in your mortgage payments, then your lender can use the Power of Sale process to recoup their investment. By being proactive, you can minimize the losses caused by a Power of Sale.

About Power of Sale 

A mortgage lender has the right to use the Power of Sale process to sell the borrowers property when they, the borrowers,  are in default of the mortgage terms. Typically being in default of the mortgage terms means failure to make mortgage payments, but can include failure to insure the property, intentionally damaging the

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A home equity loan is a type of loan where the equity in the borrower's home is used as collateral. In Barrie and Innisfil, most home equity loans are created in the form of a mortgage. Most lenders require that there is a sizable amount of equity in a person's home in order to approve a loan. In terms of real estate, equity is equal to the value of the property minus the value of all mortgages on the property. Typically banks place heavy emphasis on factors other than equity such as credit score and income. Private mortgage lenders are popular sources of home equity loans since their approvals are based mostly on equity. 

Terms and Payment Options for Home Equity Loans in Ontario

The most common features of a home equity loan are a one-year

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