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All Blog Entries by Wes Ayranto

Found 8 blog entries published by Wes Ayranto.

Freehold commuter cities 

Dream home vs Dream location.

Freeholds

Have you looked at commuter cities when you are looking into what is the anatomy of the perfect neighbourhood? What is your perfect house? Is it a freehold? Is it proximity to schools, parks, public transit, and entertainment areas? Do you need to feel the pulse of the city and have easy access to grocery stores, bars, and great restaurants all within walking distance? If you’re like most prospective homeowners, then you want it all. Did you know that some commuter cities have freeholds and all within your reach. The big question is how much are you willing to pay for that perfect postal code?

WHERE WILL YOU INVEST YOUR MONEY?  

If you’re looking to purchase a non-condo residential property in

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 Real Estate Website

Check out all Barrie listings in one place. Draw listings from a central source so you will view all MLS listings. 

It can put you ahead of other buyers who may be searching for the same type of home in the same area. It also allows you to see homes which you might not have considered but which may fit into your present lifestyle.

   

 

We also provide financial information on the site as well as helpful tips in getting your home ready for sale. If you have any questions please contact us.

 

 

 

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Stopping a power of sale once the process has started can be costly but it can be done. Everyone signs up for a mortgage with the best of intentions, but sometimes life takes an unexpected turn. If you are have fallen behind in your mortgage payments, then your lender can use the Power of Sale process to recoup their investment. By being proactive, you can minimize the losses caused by a Power of Sale.

About Power of Sale 

A mortgage lender has the right to use the Power of Sale process to sell the borrowers property when they, the borrowers,  are in default of the mortgage terms. Typically being in default of the mortgage terms means failure to make mortgage payments, but can include failure to insure the property, intentionally damaging the

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A home equity loan is a type of loan where the equity in the borrower's home is used as collateral. In Barrie and Innisfil, most home equity loans are created in the form of a mortgage. Most lenders require that there is a sizable amount of equity in a person's home in order to approve a loan. In terms of real estate, equity is equal to the value of the property minus the value of all mortgages on the property. Typically banks place heavy emphasis on factors other than equity such as credit score and income. Private mortgage lenders are popular sources of home equity loans since their approvals are based mostly on equity. 

Terms and Payment Options for Home Equity Loans in Ontario

The most common features of a home equity loan are a one-year

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In a perfect wold you would be able to vacuum once a week, keep onto of the dishes, and clean the bathrooms and your house would stay in pristine condition for years to come. Unfortunately, maintaining the state of your home requires a lot more work. The inside and outside of your home should be monitored throughout the year to ensure that all repairs are made, everything that needs replacing is replaced, and everything is running in tip-top shape. Below is a list of everything that should be done throughout the year to ensure that your home is looking and feeling its best. 

Monthly 

  • Inspect, and possibly change out HVAC filters. People with smaller homes or without any animals may not NEED  change these every month, but you should at lease check
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So you decided to put your house up for sale; you finally did it! Perhaps you're ready to move into your dream home now that the kids are gone, or maybe you're upgrading to accommodate your growing family. Whatever the reason, you now have a big sign in your your letting everyone know that you're ready to move on to bigger and better things! But who's face are you advertising on your front lawn? Is it someone you trust? Someone you have faith in to have your best interests at heart? Finding the right realtor to represent your property and find your next big investment is not a decision that should be taken lightly. The key is to find a realtor with the right skills and attributes that will make buying your next house easy and stress free. 

When you

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So you are thinking of buying a home. Great!

Here are some things to think about:

Renting verses Ownership

Renting is a fixed price you agree to pay to the landlord for an agreed upon time frame. You may also pay utilities for the home which can fluctuate. But, when the home is in need of repair that is the responsibility of landlord who also pays the taxes, insurance and yearly maintenance, these costs can add up quickly.

In home ownership you are responsible to not only pay the monthly mortgage, insurance, taxes but the maintenance costs and many new home owners don’t factor in these costs. A new furnace for instance can put you back $3,000 - $10,000. Do you have enough to cover something like that? You will need to ask yourself what would

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To rent or to own your home…that is the question. And it’s a question that people struggle with every day. On one hand, renting allows you to move as many times as you want before settling down. You also aren’t responsible for paying property taxes or any repairs for the house, AND it allows people to establish or repair their credit history by renting a property and paying timely. On the other hand, owning your home allows you to remodel and decorate however you want, helps you build good credit, there are more tax deductions, and the pride associated with owning. Picking which avenue to follow is not an easy decision, so thankfully there is a third option that not everyone is aware of.

Renting to Own! The magical third option that gives

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